Business Checking Accounts

Small Business Account

  • Minimum balance to open this account is $250 with no minimum balance requirement thereafter
  • No interest paid on this account
  • Monthly service charge is $10
  • Online Banking without Bill Pay
  • Maximum of 100 items per statement cycle

Commercial Account

  • Minimum balance to open this account is $250, with no minimum balance requirement thereafter
  • Monthly Earning Credit will = NOW rate X average collected balance
  • Monthly service charge:$7.50
  • Online Banking without Bill Pay
  • Item charges: $.15 per check; $.05 per deposit item; $5.00 per charge back item

"The Classic" Account (Sole-Proprietors Only)

  • Minimum balance to open this account is $250, with no minimum balance required thereafter.
  • Monthly account maintenance fee is $12(Individual) or $15(Joint)
  • LifeLock®
  • Free Debit Card
  • ATM Transactions at Foreign ATMs in U. S. are Free
  • Online Banking
  • Online Bill Pay  (15 Free per Month Free)
  • Overdraft Privilege
  • Sweep Overdraft Protection*
  • Reduced rates on Consumer Loans
  • Other benefits include unlimited checkwriting, free personalized checks** , free cashier's checks**, free photocopies**, discounts on stop payment orders**, automatic funds transfers, discounts on wire transfers**, prescription drug discounts.

          *Cannot have Sweep Overdraft Protection and Overdraft Privilege on the same account

**Some restrictions apply