Personal Savings Accounts

Regular Savings Account

  • Minimum balance to open this account is $100
  • At our discretion, the interest rate and annual percentage yield may change on this account
  • Interest will be compounded daily and credited to the account quarterly
  • A withdrawal fee of $3 will be charged for each withdrawal in excess of six per statement cycle
  • If a savings account balance is less than $10 and there has been no activity on the account for six months, a dormant account fee equal to the balance of the account may be imposed.
  • A service charge fee of $3 will be imposed each statement cycle in which the balance of the account falls below $100 on any day of the cycle.
  • Transactions limited to six transfers and/or withdrawals from the account during the statement cycle by check, draft, debit card or similar order to a third party
  • Minimum balance to obtain the disclosed annual percentage yield is $100

Money Market Deposit Account

  • Minimum balance to open this account is $1,000
  • There is a service charge fee of $10 if balance falls below $1,000. No service charge for accounts with balances above $1,000
  • Variable rate set by management and subject to change at any time
  • Transactions limited to six transfers and/or withdrawals from the account during the statement cycle by check, draft, debit card or similar order to a third party  
  • Account Balance Tiers
    Tier1:$1,000-$9,999.99
    Tier2:$10,000-$99,999.99
    Tier3:$100,000.00 +  
  • Minimum balance to obtain the disclosed annual percentage yield is $1,000

Money Market Investment Account

  • Minimum balance to open this account is $25,000
  • There is a service charge fee of $15 if balance falls below $25,000. No service charge for accounts with balances above $25,000
  • Variable rate set by management and subject to change at any time
  • No check writing allowed on this account-limited to six transfers and/or withdrawals from the account during the statement cycle by check, draft, debit card or similar order to a third party  
  • Account Balance Tiers
    Tier1:$0-$24,999.99
    Tier2:$25,000-$99,999.99
    Tier3:$100,000 +  
  • Minimum balance to obtain the disclosed annual percentage yield is $25,000.

We reserve the right to at any time require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.