Personal Checking

Regular Checking

  • Minimum Balance to open account is $250
  • Monthly maintenance fee is $10
  • With $750 minimum balance, no maintenance fee
  • No additional per item fee
  • Unlimited check writing
  • Free Debit Card
  • ATM Transactions at Foreign ATMs in U. S. are Free

"The Classic" Account

  • Minimum balance to open this account is $250, with no minimum balance required thereafter.
  • Monthly account maintenance fee is $12(Individual) or $15(Joint), Seniors 1/2 Price
  • LifeLock ®
  • Free Debit Card
  • ATM Transactions at Foreign ATMs in U. S. are Free
  • Online Banking
  • Online Bill Pay  (15 per Month Free)
  • Overdraft Privilege
  • Sweep Overdraft Protection*
  • Reduced rates on Consumer Loans
  • Other benefits include unlimited check writing, free personalized checks**, free cashier's checks**, free photocopies**, discounts on stop payment orders**, automatic funds transfers, discounts on wire transfers**, prescription drug discounts.

* Cannot have Sweep overdraft Protection and Overdraft privilege on same account
**Some restrictions apply

21-60 Account

  • For Customers age 21 & Under and age 60 and Over
  • Minimum opening deposit $250
  • No minimum balance required
  • No monthly maintenance Fee
  • Unlimited Check Writing
  • Free Personalized Checks**
  • Free Debit Cards
  • ATM Transactions at Foreign ATMs in U. S. are Free

**Some restrictions apply

NOW Account

  • Minimum balance to open this account is $1,000
  • There is a service charge fee of $10 if balance falls below $1,000. No service charge for accounts with balances above $1,000
  • Variable rate set by management and subject to change at any time
  • Unlimited check writing
  • Free Debit Cards
  • ATM Transactions at Foreign ATMs in U. S. are Free
  • Minimum balance to obtain the disclosed annual percentage yield is $1,000

Health Savings Account (HSA)

  • Available to individuals who are eligible for “HSA” accounts.
  • Contact us for details.